10 Life Lessons for a Successful 2022
drhoineyI am not a fan of New Years resolutions. Every year people make them and by the end of that year they can't remember what they set out to accomplish.…
How to Succeed – 5 key things that I do
One of the most common questions I receive, is how did I get here despite starting where I did as a kid. So today we are going to dive into…
You’re doing better financially than you think.
Adversity sucks. When we are going through it, we lose focus, any sense of direction, and can easily become pessimists when thinking about our future. However adversity doesn't last. As…
How to be a positive impact on others without trying.
You never know who is watching you. I was reminded of this point yesterday during my drive to work. A security guard who I see almost every day, stopped me…
How to Invest in Bonds
Bond investing is a complicated topic. I recently spent some time to really learn and dive deep into the world of bonds and I can flat out say its sucks.…
The 2 Things You Need to do to Build Wealth
Every dollar saved or invested today should have a purpose and be dedicated towards satisfying the present need of the future you.
5 Ways We Can Fix The Financial Literacy Problem
I graduated from the U.S. Naval Academy in 2007 and I was financial illiterate. Think about that for a second. U.S. Naval Academy is a perennial top public institution with…
Keep it Simple – Compound Interest is your friend
Warren Buffett is the greatest investor of all time. To me this should never be contested. The man was just on a different level from the beginning and the result…
Urgent Care is a great small business – Here’s Why
In 2017, my wife and I had a kid on the way. I was scared s**tless. It was the start of my fourth year in residency, I was on a…
Good or Bad? Why Buy Now Pay Later isn’t either.
BNPL is what credit cards should be but cannot become. BNPL will provide access to credit to those who typically have not had access while adding a potential interest free…