I am not supposed to be here.
drhoineyI am not supposed to be here. In fact, I almost didn’t graduate from high school. I missed half of my junior year in high school watching over my Mom.…
My first paycheck and how I lost $1000 in the process.
I was 17 years old I got my first legal paycheck. I don’t even remember the entire amount I just remember being proud. I was poor growing up. Matter of…
Financial Security. No Degree.
Growing up my family was very poor. In fact, poor may be a understatement. From living in homeless shelters, cars, going without running water or electricity for several months, without…
Taxes Suck
When I was 23 years old finally making some money after graduating from the United States Naval Academy, I paid no attention to my leave and earnings statement (a.k.a. pay-stub)…
Don’t let lifestyle creep catch up to you
The journey to become a doctor is a long and hard one. Just like any other profession requires patience, diligence, determination, and a little bit of luck to make it…
New vs Used vs Lease Car? Which is right for you?
For 18 years I walked everywhere or took the bus. I hated every moment of it. I even walked to the hospital when I was almost bleeding to death because…
BREAK THE POVERTY CYCLE
https://youtu.be/ht1_-1lAOH4 The past two weeks have been very difficult for me emotionally. I would be remiss to say that the George Floyd murder and the resultant riots didn’t affect me.…
Financial planning for real people
Financial Planning is a decision-making mechanism to navigate the inevitable changes that occur over time.
It’s Chess, Not Checkers: Creating Generational Wealth through Investing Part 4.
On to the next opponent. Our investments are set, we have our financial plan, we understand we are playing chess not checkers, now what do we do... WELL, WE KEEP…
It’s Chess, Not Checkers. Creating Generational Wealth through Investing Part 3.
In chess, The Pawns are your workhorses. They get the job done. Think of your investments as pawns. Put them to work and let them guard your King aka your…