Want to pay less taxes like the wealthy? Follow these steps.
drhoineyIf you want to be wealthy, you need to learn how to use tax optimization to your advantage.
I Have a Bad Addiction to Saving. Why I Need More Balance.
Saving is a mechanism to accomplish a goal. If your saving is causing anxiety, re-evaluate the amount your saving, and realize its okay to back off and live a little.
Why I think Cardano Is the Best Cryptocurrency Available.
Cardano was launched in 2017 after it was developed for 2 years. Its founder is Charles Hoskinson, who is also a co-founder of Ethereum. Mr. Hoskinson's experience in building a…
3 Important Considerations for Investing In Index Funds.
An index fund is similar to copying the smart kid in the hardest class in school to ensure you get the best grade.
How much should you have in an emergency fund?
Like most people, I overthink things. This is more evident when it comes to money. I will plan and plan, then plan again, before I execute on a decision. This…
The 3 Personal Finance Rules You Need To Know.
We, as humans tend to overcomplicate things. Topics we think are complex are actually a combination of simple concepts when viewed at a 50,000 ft level. Personal finance is no…
Why An Estate Plan Is Important?
My Grandmother died in 2003. My Mother less than a decade later. They both died in poverty. I think about that constantly and I am determined to not allow my…
How I Plan To Make $20 Million Dollars.
First question I asked, is what does generational wealth look like for me and my family. More specifically, what dollar amount would it take to get there. For me that…
The Best Way to Accomplish a Goal
Lately I've made a concerted effort to try and stay in the present. A couple weeks ago I got harsh reminder that life can change at any moment when I…
50% of Americans Play the Lottery and Now I understand why.
The average American spends anywhere from $34 to $737 (depending on state of residence) on a game where their odds of winning are either 1 in 292 million or 1…